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Online Service E-Sign, E-Notary and UETA Disclosure and Consent Agreement

This Online Service E-Sign and UETA Disclosure and Consent Agreement (‘Disclosure and Consent Agreement’), applies to all communications, services and transactions (‘Communications’) for those services offered by E Closing Connection, LLC, (‘ECC’) by a mobile application or mobile website used to access the services. Please note that by consenting to receive Communications under this Disclosure and Consent you are giving your consent to electronic disclosures and to the use of electronic signatures. If you do not want to receive the communications electronically, or do not want to use electronic signatures in connection with your transactions with us, you should not agree to the terms of this consent. If you do not consent to receiving the Communications electronically, or do not consent to the use of electronic signatures in connection with your transactions with us, we will not be able to proceed with the acceptance and processing of your online transaction.

Scope of Communications to Be Provided in Electronic Form. By consenting to this Agreement, you agree that ECC may use electronic signatures and notarization in connection with your transactions with us and communicate with you via electronic means. You agree that we may provide you with any and all Communications in electronic format, and that we may not send paper Communications to you, unless and until you withdraw your consent as described below. Your consent to receive electronic Communications and transactions includes, but is not limited to: all transaction documents related to the sale and purchase of a home or a refinance transaction; all legal and regulatory disclosures and communications associated with the transaction or the product or service available through ECC. As an example, ECC may send by e-mail a legally required notification regarding the terms and conditions related to your transaction; loan documents that may be recorded in land records; transfer documents including deeds which may be recorded in land records; privacy policies and notices; and such other Communications or services ECC may include from time to time. Related documents may include, but are not limited to, marketing documentation and documentation required to be provided to you pursuant to regulatory rules, such as privacy notices and other important information.
Method of Providing Communications to You in Electronic Form. All Communications that we provide to you in electronic form will be provided by one or more of the following methods: (1) via e-mail, (2) by access to a web site, including our mobile websites, that we will designate in an e-mail notice we send to you at the time the information is available, (3) to the extent permissible by law, by access to a web site, including our mobile websites, that we will generally designate in advance for such purpose, (4) via our mobile applications, or (5) by requesting you download a PDF file containing the Communication.
How to Withdraw Consent. You may withdraw your consent to receive Communications in electronic form at any time by contacting us. We will not impose any fee to process the withdrawal of your consent to receive electronic Communications. Any withdrawal of your consent to receive electronic Communications will be effective only after we have a reasonable period of time to process your withdrawal. Withdrawing your consent: (1) does not change the legal effect, validity, or enforceability of prior electronic disclosures, (2) prevents you from doing future business with us online. Please specify the information you wish to receive in paper form. Be sure to state that you are requesting a copy of the disclosures, notices, or other specific item, and include your name and mailing address. Your request will apply only to those specific items you designate.
How to Update Your Records. It is your responsibility to provide us with true, accurate and complete e-mail address, contact, and other information related to this Disclosure and Consent, and to maintain and update promptly any changes in this information. You can update information (such as your e-mail address) through the Online Service or by contacting us.
Requesting Paper Copies. You should not expect to receive a paper copy of any Communication, unless you request it or we otherwise deem it appropriate to do so. You can obtain a paper copy of an electronic Communication by printing it yourself or by requesting that we mail you a paper copy, provided that such request is made within a reasonable time after we first provided the electronic Communication to you. To request a paper copy, contact us by email, or by logging in to the portal and printing or saving a copy online. We reserve the right, but assume no obligation, to provide a paper (instead of electronic) copy of any Communication that you have authorized us to provide electronically.
Communications in Writing. All Communications in either electronic or paper format from us to you will be considered ‘in writing.’ You should print or download for your records a copy of this Disclosure and Consent and any other Communication that is important to you.
Applicable Law. You acknowledge and agree that your consent to electronic Communications is being provided in connection with a transaction affecting interstate commerce that may be subject to the Uniform Electronic Transactions Act (UETA) as adopted by the state in which you reside or the federal Electronic Signatures in Global and National Commerce Act (E-SIGN), and that you and we both intend that the Acts apply to the fullest extent possible to validate our ability to conduct business with you by electronic means. If your state is not governed by either of these statutes, then that state's laws shall apply to the extent not preempted by federal law.
Termination/Changes. We reserve the right, in our sole discretion, to discontinue the provision of your electronic Communications and services like e-closing and e-notary, or to terminate or change the terms and conditions on which we provide electronic Communications. We will provide you with notice of any such termination or change as required by law.
E-mail Address of Record for Accounts with Joint and/or Multiple Owners. Each person must provide an e-mail address with each person's consent under the Agreement. If both a husband and wife will be using the Communications, each must have an email address.
Hardware and Software Requirements. To access, view, and retain electronic Communications that we provide or make available to you, you must have: a personal computer or other device capable of accessing the Internet. Your access to this page verifies that your system/device meets these requirements; an Internet web browser which is capable of supporting 256-bit SSL encrypted communications such as Microsoft(r) Internet Explorer, Google Chrome(r), Mozilla Firefox(r), Opera(r), or Safari(r); a printer or sufficient electronic storage capacity on your computer's hard drive or other long term data storage device, and the ability to download and store files, including PDF files, in order to retain past Communications and/or for future reference. connection to the Internet capable of receiving, accessing, displaying, and either printing or storing Communications received from us in electronic form via email or by access to our website, including sufficient bandwidth to enable video conferencing technology; a valid email address (the primary email address designated by you). We will notify you of any material changes to hardware or software needed to receive electronic communications.
Acceptance and Consent. By consenting to this Disclosure and Consent, you agree to the following:

I have read, understand and agree to be bound by the terms and conditions described above and consent to receive electronic Communications, e-sign and e-notarize according to the process described above. Each party agrees to conduct the transaction in electronic form. I understand and agree that: (i) certain documents will continue to be delivered to me via U.S. Mail and that in the future some or all of these documents may be made available for me to view electronically in accordance with this Disclosure; (ii) my consent to view documents electronically does not automatically expire and is not limited as to duration; (iii) ECC and/or their agents may revoke my participation at any time at their discretion; (iv) neither ECC nor their agents will be liable for any loss, liability, cost, expense, or claim for acting upon this authorization or arising from my use of the product or services provided pursuant to this Disclosure; and (v) documents that may be provided along with my account statements contain important information or disclosures and I agree to review such documents in a timely manner.

By clicking ‘I AGREE,’ and giving your consent, you acknowledge that you've read and agree to the terms set forth in this Disclosure and Consent. You are also confirming that:

You have reviewed this Disclosure and Consent; you have the hardware and software described above and have access to the necessary equipment, and are able to receive, open and view, and print or download a copy of any communication for your records. By your Consent you confirm that you are able to access and view records and documents in HTML format. You are able to receive and review electronic records, and you have an active email account and the ability to access and view PDF files. You are able to print or save a copy of these communications for your records as they may not be accessible online at a later date. By clicking ‘I AGREE’, you give your affirmative consent for us to provide you with electronic communications as described in the Disclosure and Consent for the accounts(s) listed above as ‘paperless.’

TO ACCEPT THIS POLICY PLEASE CLICK "YES" TO CONTINUE TO THE SITE.

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